Have you thought about purchasing a vacation home? The thought wouldn’t have crossed my mind in my 20s or 30s, but as I approach 50 years of age, the thought of having somewhere sunny to perch myself for several months or longer, became more appealing to me. So, I bought a vacation home in Puerto…
Category: Financial Freedom
Negotiating your way to Financial Independence
I hate to break it to you but the American/Canadian dream is over. You were told to put your head down. Pull up your socks. And you did. You volunteered, got good grades, attended university, got your foot in the door at an entry level job. But it hasn’t worked out for you? Sound familiar?…
My Trial Run at Early Retirement: February 2023
If you read my last post in this series, you will know that this year I want to live as if I’m retired. That’s right, on a monthly basis I’m tracking my dividend income (as I normally do), but also my monthly expenses to see how I would fare living on my dividend income only….
My Trial Run at Early Retirement: January 2023 Edition
This year I want to live as if I’m retired. On a monthly basis I’m going to track my dividend income as I normally do, but also my monthly expenses and see how I would fare living on my dividend income only. In this way, it’s a trial run at early retirement.
Dividend Update: December 2022
My December 2022 dividend total is $5,893.49 This means that in December: Dividends $5,893.49 Purchases – $52,367.04 ($459.99 new capital) I sold some overlapping/duplicative ETFs in my on-going portfolio housekeeping efforts and redeployed it mainly into the financial sector: $CM (CIBC) and $NA (National Bank). Rental (Investment Property) Monthly Income After Carrying Costs: $343.36 Additional Reading:
My 2023 Goals
As the world continues to re-open and COVID appears to be under control for the most part (we hope), I am looking forward to 2023. While I was much more intentional with my life in 2022 than in previous years, I feel I can be even more intentional in 2023. You can read about my…
My 2022 Year in Review
In 2022, my overarching goal was to be much more intentional about designing my future life (and financial life) than I had been in the past: My 2002 goals blog post. However, I definitely didn’t earn a passing grade in 2022; at most I’d give myself a C+ overall: good but not excellent. Going into…
Dividend Update: November 2022
My November 2022 dividend total is $2,138.82 This means that in November: Dividends $6,676.33 Purchases – $6,219.69 ($3,574 new capital) Rental (Investment Property) Monthly Income After Carrying Costs: $343.36 Additional Reading:
My Bucket List
Under the guise of retiring early to something rather than from something, I’ve started to intentionally map out a bucket list. Ideally, starting this list, adding to it, and scratching things off of it brings me closer to the point of no regret when my time on this earth has come to an end. I…
Dividend Update: October 2022
My October 2022 dividend total is $6,676.33 This means that in October: Dividends $6,676.33 Purchases – $79,718.60 Sales – $64,821.40 Rental (Investment Property) Monthly Income After Carrying Costs: $343.36 Additional Reading: